Terms and Conditions

General Statement


The following Terms and Conditions govern your use of our website. Please read these Terms & Conditions carefully before using our website.


By accessing or using our website, you agree to be bound by our terms. The provision by 1300 Home Loan Holdings Pty Ltd (ABN 80 152 921 634) Credit Representative Number 417207 of Australian Credit Licence Number 384704 (1300 Home Loan), its affiliates and suppliers of the data, information and services on our site to you is expressly conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of our website constitutes your agreement to all such terms, conditions and notices.


You acknowledge that the information and service provided from the website does not constitute any financial advice or mortgage broking services. The materials and information on our website are provided to give users of the website general guidance regarding a sample of home loans and provide a technical link between you and a qualified and/or licenced mortgage broker. The comparative interest rate data is general in nature, and your individual needs or circumstances have not been taken into consideration. By submitting the required information in the relevant field, a mortgage broker related to 1300 Home Loan Holdings Pty Ltd (Credit Representative Number 417207) or Finsure Finance & Insurance Pty Ltd (Australian Credit Licence 384704) may contact you to help you with your financial needs.


Where our service involves a mortgage broker contacting you to assist you with your enquiry, we will use all reasonable endeavours to ensure that you are contacted by that broker within 2 business days from the time an on-line request is submitted on the website (“response time”). Notwithstanding this, we cannot and do not guarantee the response time of any or all of our participating mortgage brokers.


1300 Home Loan and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on our website. Whilst 1300 Home Loan works hard to aggregate the highest quality data and to keep the information on our website accurate, complete and up-to-date, 1300 Home Loan and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to the accuracy, completeness or timeliness of the information.


1300 Home Loan considers privacy of paramount importance and no attempt is made, nor taken, to identify you, unless you expressly choose to do so. You are aware that your use of our website is monitored, e.g. the path taken through our website, and how long spent on each page. This is performed to improve our website, and to make your visit to our website a more useful experience. For full details on 1300 Home Loans Privacy Policy please click here.


We hope you enjoy our website and find it useful.